The DJ who's not a DeeJay

I remember years back, during the pre-internet days, there weren't many options on how to send money to another country.

Sometimes, my dad used to ask for favors from his nephew in Chicago to buy some things which aren't readily available here in the Philippines. He then, gave instructions to have it sent here from the USA via mail, sometimes in a balikbayan box or a smaller sized-box if it wasn't that much. My cousin there had no problem granting the favors and buying the things my dad needed. The problem which usually arose was how do we get to pay him.

Slipping money in an envelope or card sent by regular postal mail was dangerous. Electronic wires from banks to banks were expensive. Also, the currency exchange rate which varied on a daily basis prevented us from paying the exact amount. It was either always more or less. So we had to send more just so our payment wouldn't be short from the actual total. There was also the option of waiting for your relatives to spend their vacation here, wherein you could hand them the payment in person... which of course, had no certainty of pushing through and could take anywhere from months to years before it would happen.

The same was also true for some of our other relatives sending money to us. They had to find ways of sending it over. Most of the time, it was through a friend of a friend who was going back to the Philippines. It felt awkward at times meeting up with a friend's friend cause you don't personally know the individual handing you over the money. And you need a great deal of trust at the least when dealing with money.

As years passed, some new options emerged. However, it still wasn't that easy. You needed to open bank accounts, fill out extensive forms, provide multiple identification and after all that, you'd be issued with limitations on how much to send or receive. You still needed to call the recipient if they got the money you sent still. So it basically involved more steps just to send money.

Come the internet era and more options are now available as technology progressed. Instant Internet Remittances using Credit Cards is a convenient and secure service of sending money now to your loved ones in the Philippines. By being equipped with just your credit card and and internet connection, you can send any amount online to a recipient with a debit card. Your card will be charged with the amount you sent as if it were any other ordinary credit card transaction while the recipient will receive the same amount as if someone has deposited money into their account. Upon receipt, the recipient can widthraw the money from any ATM. SMS notification is also available so the moment the money is added to your debit card, you'll be notified with an SMS text message.

Fast, cheap, instant, convenient... all rolled into one... now makes sending money a breeze.